Often, yes. Many insurance companies give a discount when your home and auto policies are with them, and having both in one place makes billing and claims simpler. The only way to know if a bundle saves you money is to compare the bundled price against the best separate prices.
Why do insurance companies offer bundle discounts?
Companies want to keep customers longer. A customer with two policies is more likely to stay, so many companies lower the price to earn both.
When does bundling help most?
- You just bought a home and need a new home policy anyway
- Your auto rate went up at renewal
- You want one company and one agent for both policies
When might separate policies cost less?
Sometimes one company prices your home well and another prices your car well. A bundle discount does not always beat two separate low prices. That is why the comparison matters.
What do I need for a home and auto bundle quote?
- Property address, year built, and roof age
- Updates to plumbing, electrical, and heating
- Each driver’s license number and each car’s VIN
- Current declarations pages for both policies
One thing a bundle does not add
Standard home policies do not cover flood, bundled or not. Flood takes a separate policy.
How Riverfront Insurance Partners compares bundles
We quote home and auto together and separately from the carriers we represent, then show you both. You pick the option that fits. We help homeowners in Covington, Erlanger, Fort Thomas, Indian Hill, and across Greater Cincinnati.
Get your home and auto quote: call (859) 512-8325 or request a quote.
FAQ
Can I bundle renters insurance with auto?
Many companies offer that too. Ask us to quote it.
Do I have to switch both policies at the same time?
Not always. We can line up the change with your renewal dates.
Does bundling change my coverage?
It should not. Make sure the bundle quote matches your current limits.