What will liability insurance not cover? Imagine a guest slips on your porch in Hebron, KY and sues. Your liability policy may handle their injury claim and your legal defense. But there are plenty of situations liability insurance typically does not cover, and it...

What are the 4 types of insurance coverage for a home? Or imagine your furnace fails in the middle of winter and you need a place to stay. Knowing the basics of your home policy makes those moments less stressful.The four main coverages1. Dwelling protectionThis...

Does insurance cover hitting a deer? Picture this: you’re driving near Madeira, OH at dusk and a deer jumps into the road. Your heart races and your car takes a hit. What happens next with your insurance?Short answerIn general, damage from hitting a deer is handled by...

What is the meaning of car insurance?If you typed that because you are sorting out business coverage in Cincinnati, here is a clear answer about a different but commonly confused policy: workers compensation insurance. Below I’ll explain what workers compensation...

What does business insurance cover for? Imagine a client slips in your shop in Covington, KY, or a cyber attack locks up your customer records. Business insurance is the tool that helps protect your company from the financial fallout of incidents like those.Core...

Question: What is the difference between full coverage and liability insurance?The quick answerIf someone else is hurt or their property is damaged and you are held responsible, liability insurance steps in. It helps cover legal defense and any damages the court or...

What is the 7 year rule for life insurance? Or maybe you heard it at a kitchen table in Harrison, OH and want to know what it really means.Short answerThere is no single, standard "7 year rule" built into life insurance policies. Life insurance products , term life,...

What is the meaning of my car insurance?You bought a car, signed some papers, and now you have a stack of documents that read like a foreign language. What does your car insurance actually mean for you when you drive around Cincinnati, OH?The basic ideaCar insurance...

What is the difference between full coverage and liability insurance?Imagine you park outside a Florence, KY grocery store and someone backs into your bumper. Who pays for the repairs? That question gets to the heart of the difference between liability and full...

Is Parkinson's covered by Medicare?Short answerYes, Medicare can cover many treatments and services related to Parkinson's disease. Medicare pays for medically necessary care like doctor visits, tests, therapy, some equipment, and prescription drugs when they meet...