Nov 3, 2026 | Business Insurance, Workers Compensation Insurance
Kentucky workers’ comp premium starts with your payroll for each type of job, divided by $100, times the rate for that job’s class code. That number is then adjusted by your experience modifier, which reflects your past claims. Kentucky requires...
Apr 13, 2026 | Workers Compensation Insurance
What is the workers compensation insurance policy used for?Imagine an employee slips in a warehouse, breaks an arm, and misses weeks of work. Who pays the medical bills and part of the lost wages? That is exactly what a workers compensation insurance policy is...
Apr 10, 2026 | Workers Compensation Insurance
Why do employers not like workers’ compensation?Imagine a worker twists an ankle on the job and files a claim. The employee gets medical care and some pay while they recover. The business gets a claim on its record and a higher bill next year. That scenario is...
Apr 8, 2026 | Workers Compensation Insurance
What is the difference between liability insurance and workers’ compensation?Picture this: a customer slips and twists an ankle in your Hyde Park, OH shop, while an employee slips on the same floor and breaks an arm. Who pays what? That question shows the main...
Apr 8, 2026 | Workers Compensation Insurance
TL;DR: Workers compensation insurance covers medical care, rehabilitation, and lost wages for employees injured on the job. It also helps business owners meet state requirements and limit liability in Cincinnati, OH. If you run a business in Cincinnati, OH or Fort...
Mar 30, 2026 | Workers Compensation Insurance
TL;DR: Yes, most small businesses in Ohio and Kentucky need workers compensation coverage to comply with state rules and protect your team. Knowing when you’re required to carry a policy and how to get started can save you from costly penalties and help you keep...
